Our vision is to become the standard infrastructure for low-cost & instant settlements globally.

Arf Labs


Instant & Low-Cost Settlements

Arf Transfer API provides global money collection / disbursement / settlement capabilities and provides best foreign exchange rates. Thanks to our proprietary technology, Transfer API eliminates the need for pre-funding and SWIFT transfers by establishing high-liquidity/low-volatility digital asset channels where all transactions can occur with local currencies via local banks and e-money / payment institutions. We give you instant access to our global network of trusted partners.

Learn More About Transfer API

Arf Labs OÜ | Licenced by the Ministry of Economy and Communications of Estonia for "Providing a Virtual Currency Wallet Service" (see licence) and for "Providing Services of Exchanging a Virtual Currency against a Fiat Currency" (see licence) | Company No: 14715754 | Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Lasnamäe tn 4b-26, 11412, Estonia