Outsource your compliance needs entirely to our technology and our expert team with just a few lines of code.

Arf Labs

License Coverage & Banking Infrastructure

Arf is a financial institution regulated by the Financial Conduct Authority (FCA) in the United Kingdom. We provide all our customers & partners IBANs denominated in Euro and British Pound. As a result, all customers and partners are equipped with SEPA & UK Faster Payments capabilities for money collection, disbursement and settlement. Additionally, all inter-institution settlements are finalized instantly with no fees.

Arf has a wide network of financial institutions around the world for all geographies outside of Arf’s own license for money collection and disbursement. These institutions are automatically connected to both Arf Compliance API and Arf Transfer API to provide license coverage for our customers and partners.


Check out Arf API Documentation to see how to integrate Arf’s technology to your company. It takes hours instead of weeks to get up and running thanks to Arf’s fully automated processes.


Arf Labs OÜ | Company No: 14715754 | Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Lasnamäe tn 4b-26, 11412, Estonia