International Money Transfer

Simple. Free. Fast.

 
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  USD
  TRY

Recipient Gets:

Fee:
Transfer Time: < 1 Hour
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How Does Arf Work?



1)    Download the app and register for free

2)    Choose an amount to send and see all the fees upfront

3)    Verify your identity

4)    Fund your Arf account with a local bank transfer

5)    Send money to anyone abroad using their email address

As featured in

Secure Technology


Arf uses its proprietary multi-protocol technology that works
in nearly every country by only using email addresses.




Arf’s technical whitepaper explaining its proprietary technology got accepted to the 3rd International Workshop on Cryptocurrencies and Blockchain Technology - CBT’19. This workshop is a part of ESORICS, one of the most prestigious security conferences in the world.

http://deic.uab.cat/conferences/cbt/cbt2019/

Always Free


Arf’s technology guarantees the fastest and free routes between 2 countries. We do not take any commission.

 

No Hidden Fees


We always show you the prices upfront if there is any. No hidden fees. No bad exchange rates. No surprises.

Real, Fair Exchange Rates


Arf uses mid-market foreign exchange rate which is considered the fairest exchange rate possible.


It’s the rate you will find on independent sources such as Google, XE and Yahoo Finance.


Check it out for yourself

Doesn't everyone use this rate?


Banks and money transfer providers do use this rate, usually when they trade between themselves. Unfortunately, it's not the rate they pass onto you. It's one of the ways they can hide the true amount they're charging.

Here are the tricks to look out for when converting your money:

Misleading pricing - You'll see an offer for a '0% fee', 'zero commission' or 'our best rates’*.

A set 'day rate' - Most providers take the mid-market rate, and apply a margin on top, without being transparent. So you have no idea how much they're over charging you by.

An unfair deal on your currency - By hiding the real charge in the exchange rate offered, most providers make huge profits at your expense, and you're none the wiser.


Arf Labs OÜ | Licenced by the Ministry of Economy and Communications of Estonia for "Providing a Virtual Currency Wallet Service" (see licence) and for "Providing Services of Exchanging a Virtual Currency against a Fiat Currency" (see licence) | Company No: 14715754 | Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Lasnamäe tn 4b-26, 11412, Estonia