As featured in

Arf supports SDG goals to expand
access to financial services for all.

How Does Arf Work?

1) Signup to the fiat-crypto exchange in your country.

2) Login to Arf using your exchange account.

3) Transfer some money from your bank account to your
exchange account.

4) Send money to a user abroad simply by using their email
address.

New & Secure Technology

Arf uses its proprietary multi-protocol technology
that works with known crypto currencies such as
BTC, XLM, USDT, USDC etc. to relay funds between
exchanges by only using email addresses.

Arf uses its proprietary multi-protocol technology that works with known crypto currencies such as BTC, XLM, USDT, USDC etc. to relay funds between exchanges by only using email addresses.

Arf’s technical whitepaper explaining its proprietary technology got accepted to the 3rd International Workshop on Cryptocurrencies and Blockchain Technology - CBT’19. This workshop is a part of ESORICS, one of the most prestigious security conferences in the world.

http://deic.uab.cat/conferences/cbt/cbt2019/

Simple Usage

You don’t need any prior knowledge about crypto currencies since you’re not exposed to them while using Arf. You see your funds in your local currency and send them to your family or friends using their email address.

Fast & Cheap

Arf’s technology guarantees the fastest and cheapest routes between 2 countries. We work with the biggest and most liquid fiat-crypto exchanges in the world for automatic and cheap crypto-fiat conversions.

Founder Team

Cumulative Experience & Domain Knowledge of our Founding Team

A total of 20 years of entrepreneurship experience.
Collected $3M from subscriptions over 3 years from 100+ countries, using 5 different payment gateways and processors.
4 year track record of founding, managing and operating profitable global B2C and B2B startups.
2 year track record of consulting various blockchain companies on decentralized exchanges, protocol level scalability solutions and ERC20 based tokenization services.
Innovation and venture building consultancy for multinational companies in 25+ countries in EMEA.
Ongoing PhD in Computer Engineering focusing on blockchain and IoT integration.

BERHAN KONGEL

Product, Execution & Strategy

8-year Entrepreneur
Co-Founded 5 Global Dating Businesses in the last 4 years
Collected $3M over 3 years from Subscriptions from 100+ Countries
Ex-COO of Turkey's 2nd biggest Online Recruitment Platform eleman.net
Managed a 40% annual revenue increase at eleman.net during his tenure as COO by designing and implementing a new customer data/segmentation strategy from scratch
3-year Mentor at Founder Institute
2-year Mentor at Workup by Is Bankasi
Specializes in Unit Economics, Operation, Growth Hacking, Performance Marketing & UX Design

linkedin.com/in/berhankongel/

ALI ERHAT NALBANT

Growth

5-year Entrepreneur
Co-Founded 1 Regional Innovation Platform (WeDecide), 1 Blockchain Fund (IndieWonder), 2 FinTech Apps (Personal Finance Management and Micro-Loan Provider)
Provided innovation and venture building consultancy for multinational companies in 25+ countries in EMEA
Supported a corporate subsidiary from idea to market which generates $2M annually
Acted as Co-Director of Founder Institute Istanbul for 7 years, launched or supported acceleration programs for universities, techno parks and companies.
Used to be a .NET and Java developer with experience in enterprise applications for global companies
Specializes in Strategy, Product and Marketing

linkedin.com/in/alierhat/

KAZIM RIFAT OZYILMAZ

Blockchain

7-year Entrepreneur
Pursuing a PhD in Computer Engineering, focusing on blockchain and IoT integration.
2 year track record of consulting various blockchain companies on decentralized exchanges, protocol level scalability solutions and ERC20 based tokenization services.

PUBLICATIONS ON BLOCKCHAIN (access on linkedin)

Split-Scale: Scaling Bitcoin by Partitioning the UTXO Space Jul'18
IDMoB: IoT Data Marketplace on Blockchain Jun'18
Designing a blockchain-based IoT infrastructure with Ethereum, Swarm and LoRaApr'18
Integrating low-power IoT devices to a blockchain-based infrastructure Oct'17

AHMET OZCAN

Backend & System Design

Senior Android & Backend Developer
Worked with Berhan in all dating businesses
Oversaw all payment gateway integrations
Built all of the Android apps
Ex-Developer for Smart Home Control Systems

linkedin.com/in/sdahmetozcan/

Advisory Board

FAISAL KHAN

Advisory Board Member

Banking & Payments Consultant
X-Border Money Transfer Specialist
Co-Host of FinTech Podcast "Around The Coin" (22,000+ Listeners)
Fintech Scout for VCs & Investment Banks
Quora Top Writer for 6 Consecutive Years

linkedin.com/in/faisalkhan99/

ALİ KARABEY

Advisory Board Member

Co-Founder & Partner @ 212 Venture Capital
Investor in Iyzico ($165M Exit to PayU in Jun'19, biggest fintech exit in Turkey)
Advisory Board Member @ Endeavor
Ex-Morgan Stanley, Ex-Deutsche Bank

linkedin.com/in/alikarabey/

ALY MADHAVJI 穆亚霖

Advisory Board Member

Ex-PwC & PayPal. Managing Partner at Blockchain Founders Fund, Senior Investment Advisor to BitBlock Capital and Fiat Capital Fund
Blockchain advisor to Polymath and advisor to United Nations (UN) on emerging technology solutions to help alleviate poverty, support business ecosystems, increase financial inclusion, and improve society at large to help achieve the UN Sustainable Development Goals.
Recognized as a “Blockchain 100” Global Leader by Lattice80, has spoken at conferences globally (e.g. including Money 20/20, Seamless, the World Blockchain Summit, Blockchain Economic Forum)

linkedin.com/in/alymadhavji/

A Life in Pursuit of Originality and Painstaking Computations

Tribute to Ord. Prof. Dr. Cahit Arf (1910-1997)

READ

The Humble Dreamers

A story about idealism, crisis of purpose, tackling the beast and maybe, just maybe, beating it.

READ

Open Letter to People

A new future is nigh Fair access to everyone will change the world.

READ

A Life in Pursuit of Originality and Painstaking Computations

Tribute to Ord. Prof. Dr. Cahit Arf (1910-1997)

READ

The Humble Dreamers

A story about idealism, crisis of purpose, tackling the beast and maybe, just maybe, beating it.

READ

Open Letter to People

A new future is nigh Fair access to everyone will change the world.

READ

Arf Labs OÜ | Licenced by the Ministry of Economy and Communications of Estonia for "Providing a Virtual Currency Wallet Service" (see licence) and for "Providing Services of Exchanging a Virtual Currency against a Fiat Currency" (see licence) | Company No: 14715754 | Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Lasnamäe tn 4b-26, 11412, Estonia

International Money Transfer

Simple. Free. Fast.

Recipient Gets:

As featured in

Arf supports SDG goals to expand access to financial services for all.

How Does Arf Work?

1) Signup to the fiat-crypto exchange in your country.

2) Login to Arf using your exchange account.

3) Transfer some money from your bank account to your exchange account.

4) Send money to a user abroad simply by using their email address.

New & Secure Technology

Simple Usage

Fast & Cheap